Life Insurance and Living Benefits

S o what does a financial planner know about real estate? Nothing, except that I wanted to sell my house for top dollar. I’m a financial planner, not a real estate agent. That being said I wanted top dollar for my home, so I had a vested interest. Here is what we did, and it worked. We sold our house recently and between the real estate agent and my wife, we actually sold the house on the very first viewing the day after it was listed, for 100% of the asking price in Bedford NS. Now I’m not a real estate agent, but I understand sales  and I know things just don’t sell that fast, so how did we do it? The first thing we did was to listen to our real estate agent about the pricing. Of course we thought the house was worth more than what the market analysis showed- everyone does. However, we wanted to be fair to ourselves, the agent and a potential buyer.  We built the house 10 years ago and had designed it for our family with all the things we wanted in a home. We wante

My home phone number for the past 25 years has been the same. It was associated with the telephone which was plugged into the wall, known as my land line; not to be confused with the phone I use on my friends boat which was not a land line, it was a house boat. Maxwell Smart from the 1960 television series used to have a shoe phone, literally, a phone in his shoe, and even when I started in business I had a car phone bolted onto the dash of my car. Yesterday I received a call on my iphone and my computer and my iwatch both started to buzz! I didn’t know what to answer - my camera, my computer, or my watch. Regardless I missed the call, no wonder I get confused sometimes. It’s also hard to find a payphone, who has a quarter to use one even if you found one? So when I cancelled my house phone, I transferred the old number to my office account. I didn’t call the phone company to do this, I talked to the lady who hosts my internet. So my old house phone is no longer a phone,

A few nights ago my neighbour came across the street to inform me that another vehicle had hit my parked truck at a speed of about 50 km per hour. I’m not really sure if injuries occurred, as the driver quickly backed up, turned the headlights lights off to conceal the licence plate, and sped off into the night. Although my Ford F150 truck is sturdy, some parts of truck were jolted ahead more than a foot, while other parts remained in place. My neighbour heard the collision and noted the hit and run driver was in a minivan. The police offered several comments, however the chances of catching this person was slim to none. I couldn’t help but think about the personal violation and the personal cost to me based on someone else’s actions. While the “hit” may not have been intentional, the “run” was definitely on purpose.   The next morning I searched the neighbourhood for a damaged van, but the effort was fruitless. I was almost dizzy from circling all the streets and courts.